ARKION
Ledger · Cost of Inaction · v.2026
For CFOs & risk officers

The cost of ungoverned identity.

$4.45M average cost of a credential-related breach.
$0 of which is recoverable from cyber insurance if the credential had no owner.

Non-human identity governance has been treated as a security cost line. It is a financial risk line. The numbers below are what your CFO already knows but your IAM platform was never built to address.

§ · The Numbers

Four figures every CFO should know.

Risk 01 · Breach cost
$4.45M

Average global cost of a data breach in 2024 (IBM Cost of a Data Breach Report). Credential-related breaches run higher — average $4.81M.

Risk 02 · Insurance recovery
$0

Recoverable from cyber insurance if the credential had no registered owner. Carriers explicitly exclude orphaned-credential incidents.

Risk 03 · Time to detect
204 days

Average time to identify a credential-based breach. The credential is doing damage for 6+ months before anyone notices.

Risk 04 · Regulatory fine
Up to 2%

Of global annual revenue under DORA, NIS2, and adjacent frameworks — when a breach reveals missing identity controls.

§ · The Ledger

The cost of governance is a fraction of the cost of one breach.

Without governance
  • Average breach cost: $4.45M
  • Insurance excluded if credential is orphaned
  • Regulatory exposure under DORA / NIS2 / SEC
  • Six-month average detection time
  • Manual rotation: 8–40 engineering hours per quarter, per environment
  • Audit failure: weeks of forensic reconstruction per finding
With Arkion
  • Pilot tier: $45K/yr · Scale: $180K/yr
  • Cyber insurance carriers ask for the evidence Arkion produces
  • DORA / NIS2 / SEC controls satisfied at the identity layer
  • Real-time event logs make detection a query, not an investigation
  • Rotation runs on policy — zero manual hours per quarter
  • Audits answered from the ledger — not from spreadsheets

See your exposure in two minutes.

The Risk Estimator translates seven questions into a directional count of ungoverned non-human identities currently operating in your environment. No data leaves your browser until you submit.